Category: Market Insight

  • Gen X Investors Diversify with Build-to-Rent & ADUs in Maryland

    How Gen X Investors Are Diversifying with Build-to-Rent and ADUs in Maryland Gen X investors in Maryland are taking a strategic turn toward build-to-rent developments and ADUs—accessory dwelling units—to diversify their real estate portfolios. An ADU is a smaller, independent dwelling (such as a tiny home)—with its own kitchen, bathroom, and entrance—constructed on the same…

  • Buying Down Your Interest Rate: A Smart Buyer’s Guide

    When purchasing a home, every fraction of a percentage on your interest rate matters. One way to save money over the life of your loan is by buying down your rate—often called paying for “points.” Here’s what that means and how it works. What Does “Buying Down Your Rate” Mean? A mortgage “buydown” lets you…

  • 7 Ways to Lower Your Mortgage Payment Without Refinancing.

    Lowering your mortgage payment doesn’t always require refinancing. While refinancing can help in some cases, it comes with closing costs, credit checks, and possible interest rate changes that may not work in your favor. Fortunately, there are several strategies you can use to reduce your mortgage payment without taking on a new loan. By exploring…

  • 5 Red Flags Millennials Shouldn’t Miss at Home Showings

    In 2025, millennials make up a significant portion of first-time and move-up buyers, and knowing what to watch for during a showing can save thousands in future repairs and headaches. Spotting Home Buying Red Flags early can help you make smarter decisions and avoid buyer’s remorse. Here are the top warning signs you shouldn’t overlook.…

  • How Millennial Landlords Can Attract Remote & Short-Term Tenants

    In 2025, millennial landlords are in a unique position to tap into two booming rental demographics: remote workers and short-term tenants. As more professionals work from anywhere and travel lifestyles continue to grow, landlords who tailor their marketing strategies to meet these renters’ needs can enjoy steady occupancy and higher returns. Here’s how to position…

  • Will Home Prices Drop in 2025 in the DMV?

    The question of whether home prices will drop in 2025 is top of mind for many across the DC, Maryland, and Virginia region. After several years of rapid appreciation, the DMV housing market is beginning to shift—driven by economic changes, interest rates, and tight inventory. Here’s what you need to know if you live in…

  • How Crypto Is Changing Real Estate Transactions

    Imagine buying a house not with a check, wire transfer, or mortgage—but with Bitcoin or another crypto/digital currency. It may sound like something out of the future, but it’s already happening right now. More and more people are using cryptocurrency to buy real estate, and new laws and tools are making this easier and more…

  • 2025 Homeownership Tax Perks That Save You Money

    For many, buying a home is a personal milestone—but it also comes with financial advantages that go far beyond building equity. If you’re a homeowner (or planning to become one), you could be eligible for valuable homeownership tax perks that may reduce your taxable income and boost your return. Let’s break down the top homeowner…

  • Buyers Migrating to Affordable Suburbs

    In 2025, a clear trend is emerging: buyers migrating to affordable suburbs and secondary cities are reshaping the real estate market. Faced with skyrocketing prices and limited inventory in major metros, many homebuyers are choosing more budget-friendly areas that offer space, quality of life, and growing amenities. This migration not only opens new opportunities for…

  • Assumable Mortgages 101 for Buyers & Sellers

    💡 What Is an Assumable Mortgage? An assumable mortgage is a home loan that allows a buyer to take over the seller’s existing mortgage, including the interest rate, loan balance, and repayment schedule. Instead of applying for a brand-new loan at current interest rates, the buyer “assumes” the seller’s terms—often much more favorable. Why This…