All Things DMV Real Estate

Category: Mortgages

  • 7 Ways to Lower Your Mortgage Payment Without Refinancing.

    Lowering your mortgage payment doesn’t always require refinancing. While refinancing can help in some cases, it comes with closing costs, credit checks, and possible interest rate changes that may not work in your favor. Fortunately, there are several strategies you can use to reduce your mortgage payment without taking on a new loan. By exploring…

  • Will Home Prices Drop in 2025 in the DMV?

    The question of whether home prices will drop in 2025 is top of mind for many across the DC, Maryland, and Virginia region. After several years of rapid appreciation, the DMV housing market is beginning to shift—driven by economic changes, interest rates, and tight inventory. Here’s what you need to know if you live in…

  • How Crypto Is Changing Real Estate Transactions

    Imagine buying a house not with a check, wire transfer, or mortgage—but with Bitcoin or another crypto/digital currency. It may sound like something out of the future, but it’s already happening right now. More and more people are using cryptocurrency to buy real estate, and new laws and tools are making this easier and more…

  • Assumable Mortgages 101 for Buyers & Sellers

    💡 What Is an Assumable Mortgage? An assumable mortgage is a home loan that allows a buyer to take over the seller’s existing mortgage, including the interest rate, loan balance, and repayment schedule. Instead of applying for a brand-new loan at current interest rates, the buyer “assumes” the seller’s terms—often much more favorable. Why This…

  • Mortgage Rate Trends: What Buyers & Sellers Should Know

    Mortgage Rate Trends: What Buyers & Sellers Should Know

    –And Also What it Means for Real Estate Investors Mortgage rate trends have taken a turn in early July 2025, with the average 30-year fixed rate dipping to 6.67%, down from 6.77% the previous week, according to Freddie Mac. For real estate buyers, sellers, and investors, this shift in rates opens a few unique opportunities…

  • “Why working with a Buyer’s Agent is the Best Choice”

    “Why working with a Buyer’s Agent is the Best Choice”

    Buying a Home? Don’t Go It Alone Purchasing a home is one of the biggest financial decisions you’ll ever make. Yet many buyers start the process alone, assuming they’ll “figure it out” or let the listing agent guide them. Here’s the truth: the listing agent works for the seller. You need someone on your side.…

  • Pre-Approval vs Pre-Qual: What Buyers Need to Know

    Why Understanding the Difference Matters If you’re starting your home buying journey, you’ve likely heard the terms pre-qualification and pre-approval. While they sound similar, these two steps carry very different weight with sellers and lenders. Knowing the difference could save you time, stress — and help you win in a competitive market. Let’s break it…

  • Choosing the Right Home: House Hunting Tips

    Finding your dream home isn’t just about browsing listings — it’s about knowing how to evaluate what truly fits your lifestyle, needs, and future goals. With so many options on the market, it’s easy to get overwhelmed. Whether you’re a first-time homebuyer or a seasoned investor, having a clear strategy can help you make a…

  • Which Mortgage Is Right for You? A Quick Guide 

    Choosing the right mortgage can make or break your home-buying experience. With so many loan options on the market, it’s easy to feel overwhelmed. But when you understand how each type of mortgage works—and how it aligns with your financial goals—you can make a confident, informed decision. In this guide, we’ll break down the most…