Tag: dmv real estate

  • Behind on Your Mortgage? Here’s What to Do Before the Bank Calls

    Falling behind on your mortgage is stressful, but taking action early can protect your home and your financial future. Homeowners in Washington, DC, Maryland, and Virginia have access to a range of programs, protections, and counseling services that can help you avoid foreclosure and regain stability. Step 1: Assess Your Financial Situation Start by reviewing…

  • Rent-Ready in 7 Days: A Landlord’s August Turnover Checklist

    For landlords in DC, Maryland, and Virginia, August turnover season moves quickly. With leases ending before fall, getting your property rent-ready in just 7 days is key to minimizing vacancy and attracting quality tenants for September. A clear checklist ensures you meet local requirements and present a move-in ready home. Day 1: Conduct a Move-Out…

  • Creative Financing Options in 2025 for Homebuyers

    Creative Financing Options in 2025 for First-Time and Repeat Buyers With affordability challenges and stricter lending standards, homebuyers are exploring creative financing solutions that go beyond the traditional mortgage. In 2025, first-time buyers and repeat buyers alike are using innovative strategies to unlock homeownership while protecting long-term financial stability. Seller Financing and Wraparound Mortgages Seller…

  • Gen X Investors Diversify with Build-to-Rent & ADUs in Maryland

    How Gen X Investors Are Diversifying with Build-to-Rent and ADUs in Maryland Gen X investors in Maryland are taking a strategic turn toward build-to-rent developments and ADUs—accessory dwelling units—to diversify their real estate portfolios. An ADU is a smaller, independent dwelling (such as a tiny home)—with its own kitchen, bathroom, and entrance—constructed on the same…

  • Buying Down Your Interest Rate: A Smart Buyer’s Guide

    When purchasing a home, every fraction of a percentage on your interest rate matters. One way to save money over the life of your loan is by buying down your rate—often called paying for “points.” Here’s what that means and how it works. What Does “Buying Down Your Rate” Mean? A mortgage “buydown” lets you…

  • How to Use a HELOC or Second Mortgage Wisely

    A HELOC, or Home Equity Line of Credit, can be a powerful financial tool. Along with second mortgages, these products let you borrow against the value of your home. Used carefully, they can help you manage expenses or invest in your future. But without a plan, a HELOC or second mortgage can quickly lead to…

  • 5 Red Flags Millennials Shouldn’t Miss at Home Showings

    In 2025, millennials make up a significant portion of first-time and move-up buyers, and knowing what to watch for during a showing can save thousands in future repairs and headaches. Spotting Home Buying Red Flags early can help you make smarter decisions and avoid buyer’s remorse. Here are the top warning signs you shouldn’t overlook.…

  • Home Safety Tips for Hurricanes, Heat, and Flooding

    Home safety is more important than ever during hurricane season, flash floods, and extreme heatwaves. From damaged roofs to power outages, these weather events can quickly turn dangerous. But the good news? A few smart, proactive steps can make all the difference in keeping your home and family safe. Hurricane Preparation: Secure Your Home Early…

  • How Crypto Is Changing Real Estate Transactions

    Imagine buying a house not with a check, wire transfer, or mortgage—but with Bitcoin or another crypto/digital currency. It may sound like something out of the future, but it’s already happening right now. More and more people are using cryptocurrency to buy real estate, and new laws and tools are making this easier and more…

  • 2025 Homeownership Tax Perks That Save You Money

    For many, buying a home is a personal milestone—but it also comes with financial advantages that go far beyond building equity. If you’re a homeowner (or planning to become one), you could be eligible for valuable homeownership tax perks that may reduce your taxable income and boost your return. Let’s break down the top homeowner…