Tag: homeownership
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Top Questions to Ask Your Lender Before House Hunting
House hunting is exciting — but jumping into it without clear answers from your lender can lead to frustration, delays, or missed opportunities. Before you fall in love with a home, it’s important to understand how your financing actually works. Asking the right questions early helps you shop confidently, avoid surprises, and move quickly when…
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How New Credit Score Models Impact Home Buyers
If you’re planning to buy a home soon, big changes are coming to how your credit is scored — and they could work in your favor. The Federal Housing Finance Agency (FHFA) has approved two new credit scoring models — VantageScore 4.0 and FICO 10T — for mortgages backed by Fannie Mae and Freddie Mac.…
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Rising Home Insurance Costs 2025: How Homeowners Can Save
Homeowners across the U.S. are feeling the pinch as rising home insurance costs become a major concern in 2025. With more frequent severe weather events, insurers are adjusting premiums—and in some cases, pulling out of high-risk areas entirely. Here’s what’s driving costs up and what you can do to protect your home and your wallet.…
